Motorcycle riders in Pleasanton, CA, will need basic motorcycle insurance coverage to meet state requirements. However, this type of coverage won’t compensate for situations many motorcycle drivers face when taking a long trip. Extra coverage can protect your bike and save you a lot of time and hassle if problems arise during your travels.
Comprehensive Coverage
Comprehensive coverage protects your motorcycle if it’s stolen, vandalized, or damaged by inclement weather. It also covers animal collisions and damage caused by falling objects.
Medical Coverage
Basic motorcycle coverage doesn’t cover your injuries if you’re in an accident, as the other driver’s insurance policy is meant to cover such expenses. Unfortunately, not all drivers are fully insured. Medical coverage will provide compensation for your medical bills if you’re in an accident, regardless of which driver is at fault.
Roadside Assistance
Breakdowns can happen at any time. Roadside assistance ensures you aren’t stranded if your motorcycle stops working correctly at any point during your trip. It covers towing and on-site labor.
Trip Interruption Coverage
If damage to or loss of your motorcycle leaves you stranded far from your destination, trip interruption coverage will cover expenses such as lodging, food, and alternative transportation.
Find out More from Miao Insurance Services
Miao Insurance Services serves customers in and around Pleasanton, CA. We’re a locally owned insurance agency that offers coverage options from multiple carriers to help you find the policies that best meet your needs and budget. Give us a call if you want to make sure you’re fully covered before a trip, and one of our team members will help you assess our policies and policy bundles so you can get the protection you need and deserve.