Do You Need Insurance on Your Garage-Only Classic Car?

If you have a garage-only classic car, you may be surprised that you likely still need auto insurance on your vehicle. At Miao Insurance Services, we’re proud to serve Pleasanton, CA, and we’d love to talk with you about your car insurance needs. Let’s consider what you need to know about insuring your garage-only classic car.

Why Do I Need Car Insurance on My Garage-Only Classic Car?

Many people have the false assumption that they do not need car insurance on a car that they do not drive regularly, but this typically is not true. When you insure your classic car, you’re protecting your investment against issues like theft and vandalism. Sadly, classic cars are notoriously hard to recover if they’re stolen, according to Ted Saraf, the Los Angeles senior law enforcement liaison for LoJack, a company that specializes in stolen vehicle recovery systems.

Thieves aren’t the only threat to your classic car. When you purchase insurance to cover your garage-only vehicle, you’re also protecting against damage caused by natural disasters like fires and floods and other damage that can occur during storage, like problems due to garage collapse or rodent damage.

There are several types of policies for classic cars, and your insurance agent can help you determine which level of coverage is right for your needs.

Reach Out to Miao Insurance Services, Serving Pleasanton, CA

At Miao Insurance Services, serving Pleasanton, CA, our team of insurance professionals is here to give you the peace of mind that you need. Reach out to our team today to learn more about how we can help protect your classic car and meet any other auto insurance needs.