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When you rent your home, whether it’s a duplex, house, apartment or anything else, you need to have a renters’ policy in place. This protects you in a number of ways, as it includes several different types of renters’ coverage. Usually, it is required by landlords that renters must have these policies. To get your rental policy, contact us today at Miao Insurance Services in Pleasanton, CA.
Coverage for Your Possessions
With renters’ insurance, you get coverage for your belongings that are in your rented home. This coverage protects you if something happens that destroys or damages your possessions. As a renter, if your items were to be badly damaged and you didn’t have renters’ insurance, you would have to come up with all of the money needed to replace your items yourself.
Protection Against Liability
When you have anyone else inside your rented home, it’s always possible that they could have an accident there and injure themselves. As the one renting the property, you might be held liable for the medical bills and lost wages that result from that accident. With renters’ insurance, this kind of situation is covered. Instead of you being sued for the medical bills, your renters’ policy can pay them.
Living Well
If something serious happened to your rental and it was rendered uninhabitable, your renters’ insurance policy will help you to move somewhere else and to live elsewhere while the rental is being fixed. Without this coverage, you might not be able to afford to move elsewhere for the duration.
Your Renters’ Policy
If you don’t yet have a renters’ insurance policy, call us right now at Miao Insurance Services in Pleasanton, CA. We can help you to find out more about renters’ policies and to choose the right policy for your specific needs.