If you live in the Pleasanton, CA, area, you are likely aware that there is always a small risk of an earthquake. One of the challenges that an earthquake can bring is that it could cause serious property damage to your home. A great way to manage this risk is by getting a proper insurance plan. There are various situations in which obtaining an earthquake policy is a good idea. 

When Trying to Protect the Home

A primary reason to get an earthquake insurance plan is to protect your property. If an earthquake damages your home, the costs to repair your property and structure can be considerable. In many cases, a standard home insurance plan in this area of California will not protect against this risk. When you get an earthquake insurance policy, you will know that you have support in these situations. 

When it is Required

When you buy a home and take out a mortgage, you need to meet your lender’s insurance requirements. In many cases today, this includes getting a full earthquake policy. If a lender decides that your home is at a higher risk of earthquake damage, they will want to ensure you have the right coverage in place to manage this risk. 

An earthquake insurance plan is always a suitable type of coverage to consider when you are in the Pleasanton, CA, area. If you are going to obtain this type of coverage, you should call our professionals with Miao Insurance Services. Our team of professionals at Miao Insurance Services will offer the help you need to build a plan that will protect your home against the risk of earthquakes.