Do you drive a classic car in Pleasanton, CA? Your Porsche 911, Dodge Charger, or Jaguar e-series may require more coverage than offered by regular car insurance alone. With the right policy, your historical or antique car will have all the coverage you need, including storage, roadside assistance, and other specialty coverage. At Miao Insurance Services, our agents can help you understand how the make, model, and condition of your car may affect your policy.

What Does Classic Car Insurance Include?

Protect your Ford Mustang or Chevy Corvette with classic car insurance. You’ll need liability and bodily injury coverage required by the state, but you should also consider adding comprehensive, collision, uninsured motorists, and other coverage. If you store your car away from home, our agents can explain the benefits of additional coverage for unforeseen damages. 

If you have a kit car or replica, work with your agent to determine the value and discuss your best coverage options.

Does Regular Car Insurance Cover Your Classic Car?

Don’t leave coverage of your treasured classic car up to your regular car insurance policy. Standard insurance considers depreciation, age, and mileage when determining how much you can recover.  However, that may represent a fraction of your vehicle’s true value, as classic cars often appreciate in value rather than depreciate. 

How Does Classic Car Insurance Work?

Classic car insurance covers exotic, antique, or historic makes and models. There are many benefits to investing in classic car insurance through Miao Insurance Services. The definition of a classic car varies among insurance companies. That’s why it’s important to work with an agent who understands both the insurance industry and the classic vehicle market.

Consult With Us

If you have an older car that collectors value, stop in to learn more about your insurance option. Contact Miao Insurance Services in Pleasanton, CA to make an appointment for a free quote today!